.referral-page{--referral-lime:#c7ff63;--referral-dark:#032825;--referral-soft:#edf3ee;overflow-x:clip}.referral-page main{background:var(--join-cream)}.referral-wrap{width:min(1180px,calc(100% - 36px));margin-inline:auto}.referral-hero{position:relative;isolation:isolate;padding:clamp(64px,9vw,124px) 0 54px;overflow:hidden;background:radial-gradient(circle at 85% 18%,rgba(199,255,99,.16),transparent 28%),linear-gradient(145deg,#032825,#0b3b37);color:#fff}.referral-hero:after{position:absolute;z-index:-1;right:-8%;bottom:-45%;width:520px;aspect-ratio:1;border:1px solid rgba(255,255,255,.12);border-radius:50%;content:""}.referral-hero-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(280px,.65fr);gap:clamp(34px,6vw,92px);align-items:center}.referral-hero h1{max-width:760px;margin:14px 0 22px;color:#fff;font:500 clamp(48px,6.4vw,88px)/.92 var(--mk-serif);letter-spacing:-.045em;text-wrap:balance}.referral-hero-copy{max-width:710px;margin:0;color:rgba(255,255,255,.82);font-size:clamp(17px,1.7vw,21px);line-height:1.65}.referral-rate-card{padding:clamp(26px,4vw,44px);border:1px solid rgba(255,255,255,.18);border-radius:32px;background:rgba(255,255,255,.08);box-shadow:0 28px 80px rgba(0,0,0,.2);backdrop-filter:blur(10px)}.referral-rate{display:block;color:var(--referral-lime);font:600 clamp(72px,9vw,128px)/.8 var(--mk-serif);letter-spacing:-.065em}.referral-rate-card p{margin:22px 0 0;color:#fff;font-size:15px;line-height:1.55}.referral-hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.referral-page .referral-primary{background:var(--referral-lime);color:var(--referral-dark)!important}.referral-page .referral-primary:hover{box-shadow:0 14px 34px rgba(199,255,99,.2)}.referral-assurances{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin:46px 0 0;padding:0;list-style:none}.referral-assurances li{padding:15px 18px;border-top:1px solid rgba(255,255,255,.22);color:rgba(255,255,255,.82);font-size:14px}.referral-section{padding:clamp(58px,8vw,108px) 0}.referral-section.is-dark{background:var(--referral-dark);color:#fff}.referral-section.is-soft{background:var(--referral-soft)}.referral-eyebrow{margin:0 0 12px;color:var(--join-coral);font:800 12px/1.3 var(--mk-sans);letter-spacing:.15em;text-transform:uppercase}.referral-section h2{max-width:760px;margin:0;color:inherit;font:500 clamp(38px,5vw,64px)/.98 var(--mk-serif);letter-spacing:-.035em;text-wrap:balance}.referral-lead{max-width:700px;margin:18px 0 34px;color:var(--join-muted);font-size:18px;line-height:1.65}.is-dark .referral-lead{color:rgba(255,255,255,.72)}.referral-gains{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px}.referral-gain{padding:24px 18px;border:1px solid var(--join-line);border-radius:22px;background:var(--join-surface)}.referral-gain strong{display:block;color:var(--referral-dark);font:600 clamp(28px,3vw,42px)/1 var(--mk-serif)}.referral-gain span{display:block;margin-top:12px;color:var(--join-muted);font-size:12px;line-height:1.45}.referral-note{max-width:820px;margin:22px 0 0;color:var(--join-muted);font-size:12px;line-height:1.6}.referral-calculator{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,.7fr);gap:clamp(30px,6vw,80px);align-items:center;padding:clamp(26px,5vw,54px);border-radius:32px;background:#fff;box-shadow:0 22px 70px rgba(5,47,44,.1)}.referral-range-label{display:flex;justify-content:space-between;gap:18px;margin-bottom:20px;font-weight:700}.referral-range-label output{color:var(--join-coral);font-weight:800}.referral-range{width:100%;height:44px;accent-color:var(--join-coral);cursor:pointer}.referral-result{padding:30px;border-radius:24px;background:var(--referral-dark);color:#fff;text-align:center}.referral-result span{display:block;color:rgba(255,255,255,.72);font-size:13px;text-transform:uppercase;letter-spacing:.12em}.referral-result strong{display:block;margin-top:12px;color:var(--referral-lime);font:600 clamp(42px,5vw,68px)/1 var(--mk-serif)}.referral-steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;margin-top:44px}.referral-step{position:relative;padding:28px 34px 28px 0}.referral-step:not(:last-child):after{position:absolute;top:47px;right:22px;width:calc(100% - 70px);height:1px;background:rgba(255,255,255,.22);transform:translateX(50%);content:""}.referral-step-number{position:relative;z-index:1;display:grid;width:40px;height:40px;place-items:center;border-radius:50%;background:var(--referral-lime);color:var(--referral-dark);font-weight:800}.referral-step h3{margin:28px 0 10px;color:#fff;font:500 29px/1.08 var(--mk-serif)}.referral-step p{max-width:310px;margin:0;color:rgba(255,255,255,.7);line-height:1.65}.referral-split{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:38px}.referral-list-card{padding:clamp(24px,4vw,40px);border:1px solid var(--join-line);border-radius:26px;background:#fff}.referral-list-card h3{margin:0 0 22px;font:500 34px/1 var(--mk-serif)}.referral-checks{display:grid;gap:14px;margin:0;padding:0;list-style:none}.referral-checks li{display:flex;gap:12px;line-height:1.5}.referral-checks li:before{flex:0 0 auto;display:grid;width:22px;height:22px;place-items:center;border-radius:50%;background:var(--referral-soft);color:var(--referral-dark);font-size:12px;font-weight:900;content:"✓"}.referral-scenarios{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:36px}.referral-scenario{min-height:132px;padding:24px;border:1px solid var(--join-line);border-radius:22px;background:#fff;font:500 24px/1.08 var(--mk-serif)}.referral-closing{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px;margin-top:32px}.referral-closing p{margin:0;font:500 30px/1 var(--mk-serif)}.referral-story{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:16px;align-items:center;margin-top:40px}.referral-story-card{min-height:168px;padding:24px;border:1px solid var(--join-line);border-radius:24px;background:#fff;line-height:1.6}.referral-story-arrow{color:var(--join-coral);font-size:26px}.referral-story-result{grid-column:1/-1;padding:30px;border-radius:24px;background:var(--referral-dark);color:#fff;text-align:center}.referral-story-result strong{display:block;margin-top:7px;color:var(--referral-lime);font:600 clamp(42px,6vw,72px)/1 var(--mk-serif)}.referral-trust-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(32px,7vw,90px);align-items:start}.referral-trust-points{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:0;padding:0;list-style:none}.referral-trust-points li{padding:18px;border:1px solid rgba(255,255,255,.16);border-radius:18px;color:rgba(255,255,255,.82)}.referral-faq{display:grid;gap:10px;margin-top:38px}.referral-faq details{border:1px solid var(--join-line);border-radius:18px;background:#fff}.referral-faq summary{display:flex;min-height:62px;align-items:center;justify-content:space-between;gap:20px;padding:17px 20px;cursor:pointer;font-weight:800;list-style:none}.referral-faq summary:after{font-size:24px;font-weight:400;content:"+"}.referral-faq details[open] summary:after{content:"−"}.referral-faq p{max-width:820px;margin:0;padding:0 20px 20px;color:var(--join-muted);line-height:1.65}.referral-form-heading{max-width:820px;margin:0 auto 26px;text-align:center}.referral-form-heading h2{margin:0;font:500 clamp(38px,5vw,58px)/1 var(--mk-serif)}.referral-terms{padding:34px 0 110px}.referral-terms p{max-width:920px;margin:0;color:var(--join-muted);font-size:12px;line-height:1.7}.referral-mobile-cta{position:fixed;z-index:40;right:16px;bottom:max(14px,env(safe-area-inset-bottom));left:16px;display:none;min-height:52px;border-radius:999px;background:var(--referral-lime);color:var(--referral-dark)!important;box-shadow:0 14px 38px rgba(3,40,37,.25);font-weight:800;text-decoration:none;align-items:center;justify-content:center}.referral-reveal{opacity:0;transform:translateY(20px);transition:opacity .55s ease,transform .55s ease}.referral-reveal.is-visible{opacity:1;transform:none}
@media(max-width:960px){.referral-hero-grid,.referral-calculator,.referral-trust-grid{grid-template-columns:1fr}.referral-rate-card{max-width:520px}.referral-gains{grid-template-columns:repeat(2,minmax(0,1fr))}.referral-steps{grid-template-columns:1fr}.referral-step{padding:18px 0 18px 58px}.referral-step:not(:last-child):after{top:55px;right:auto;bottom:-10px;left:19px;width:1px;height:calc(100% - 34px);transform:none}.referral-step-number{position:absolute;top:18px;left:0}.referral-step h3{margin:0 0 9px}.referral-story{grid-template-columns:1fr}.referral-story-arrow{transform:rotate(90deg);text-align:center}.referral-trust-points{grid-template-columns:1fr}}
@media(max-width:640px){.referral-wrap{width:min(100% - 28px,1180px)}.referral-hero{padding-top:48px}.referral-hero h1{font-size:clamp(43px,14vw,60px)}.referral-hero-actions{display:grid}.referral-hero-actions .join-btn{width:100%}.referral-assurances{grid-template-columns:1fr;margin-top:32px}.referral-assurances li{padding:12px 2px}.referral-rate-card{border-radius:24px}.referral-gains,.referral-split,.referral-scenarios{grid-template-columns:1fr}.referral-gain{display:flex;align-items:center;justify-content:space-between;gap:16px}.referral-gain span{max-width:130px;margin:0;text-align:right}.referral-calculator{padding:24px 18px;border-radius:24px}.referral-result{padding:24px 14px}.referral-mobile-cta.is-visible{display:flex}.referral-page:has(input:focus) .referral-mobile-cta,.referral-page:has(select:focus) .referral-mobile-cta,.referral-page:has(textarea:focus) .referral-mobile-cta{display:none}.referral-terms{padding-bottom:92px}}
@media(prefers-reduced-motion:reduce){.referral-reveal{opacity:1;transform:none;transition:none}}